Privacy Policy

Last updated: January 2025

CozyFunds ("we", "our", or "us") operates the CozyFunds mobile application. This page explains how we collect, use, and protect your data when you use our app.

Information We Collect

We collect the following types of information:

• Account information (email address, name)
• Financial data from your connected accounts (transactions, balances)
• Usage data (how you use the app, device information)

We do NOT collect or store your bank login credentials. All bank connections are handled securely by Plaid.

How We Use Your Data

We use your data to:

• Provide and improve the app
• Display your transactions and spending insights
• Send notifications (with your permission)
• Provide customer support

Third-Party Services

We use the following services to operate the app:

• Plaid - to connect to your bank accounts. Plaid's Privacy Policy
• Supabase - for data storage and authentication. Supabase's Privacy Policy

Data Security

The security of your data is important to us. While we use commercially acceptable means to protect your information, no method of transmission over the internet is 100% secure.

Your Choices

You can:

• Disconnect your bank accounts at any time
• Delete your account and all associated data through the app settings
• Contact us to request access to or deletion of your data

Changes to This Policy

We may update this Privacy Policy from time to time. We'll update the "Last updated" date at the top when we do.

Contact Us

If you have questions about this Privacy Policy, email us at support@cozyfundsapp.com.